Waiting time:
• State insurance: the waiting time for a consultation with a specialist can be 3–12 months on average, and for surgery — sometimes even longer.
• Private insurance: you get access to a specialist in an average of 1–4 weeks, without long lines and delays.
Choosing a specialist:
• Public system: You usually cannot choose a specific doctor and will have to see the one assigned by the system.
• Private insurance: you have the opportunity to choose your own specialist from a wide list of professionals (by the way, DKV has more than 51,000 of them), including the most prestigious clinics in Spain.
Access to additional services:
• State insurance: covers only basic medical needs, limiting access to dental care, physiotherapy and other services.
• Private insurance: provides access to an expanded range of services that are not included in the public system (dentistry, psychotherapy, second medical opinions, etc.).
Comfort:
• Public system: Limited resources can lead to overcrowded hospitals and waiting lists.
• Private insurance: the possibility of hospitalization in a single room with comfortable conditions for you and your loved ones.
Online management and digital services:
• State insurance: limited options for online consultations and self-management of records.
• Private insurance: the possibility of video consultations and digital management of your health through convenient mobile applications.
Quality and level of service:
• State system: high workload for doctors and limited time for each patient.
• Private insurance: more attention to each patient, convenient appointment schedule, and an individual approach to treatment.
If you need advice, contact.