Life insurance — is a reliable way to protect your family from financial hardship in difficult times. It provides stability and support so that your loved ones can maintain their usual standard of living even in the most difficult circumstances.
Insurance from 15€/month. (Cost depends on package, age and region of residence in Spain)
Age restrictions: up to 65 years old
Additional discount depending on payment method
– 5% discount when paying annually
– 3% with semi-annual payment
– 2% with quarterly payment
Benefits of life insurance from DKV
You choose the payout amount yourself
Determine how much your family will receive in the event of your death.
Helping the family
The specialist will take care of all the formalities related to organizing the funeral.
Legal advice
Online will, legal support and telephone consultations.
We pay in advance.
In cases of serious illnesses such as cancer, heart attack, kidney failure, etc.
What does DKV life insurance cover?
Life insurance ensures that in the event of your death for any reason, your family will receive financial support to maintain their usual standard of living and feel supported during a difficult time.
The policy is very flexible and allows you to customize the payout amount, choose additional options, and choose a payment method that is convenient for you.
Coverage and services
- Death from any cause. Your family will receive the amount you chose when taking out the policy.
- Advance in case of terminal illness. If you are diagnosed with a serious illness, you can receive up to 50% of the insured amount in advance.
- Advance for funeral expenses. The beneficiary can request up to €4,000 in advance to cover funeral expenses.
- Advance payment for inheritance and gift tax. The recipient of the payment may request a portion of the amount in advance to pay the applicable tax.
- Help for the family. A specialist will help your family with all questions and documents related to the funeral.
- Psychological support — in person and by phone.Personal support - in cases of serious illness, disability, depression or to prevent suicide. Also - for loved ones after the death of the insured person. In addition, there is 24-hour psychological support by phone 365 days a year - without restrictions.
- Online will. You can make a will at any time through a convenient online platform.
- Legal support.
- Medical and health services. You can use medical services at discounted prices through the DKV Salud y Bienestar club.
Additional coatings (optional)
- Absolute and permanent disability. In the event of absolute and permanent disability, payment of the full amount of the insured capital.
- Death due to an accident (double capital). In the event of death due to an accident, the capital payment is doubled.
- Death due to a traffic accident (triple capital). In the event of death due to a traffic accident, a triple capital payment.
- Death or disability due to a road accident (double/triple capital). Double capital - if death or disability occurred as a result of an accident. Triple capital - if the event occurred as a result of a traffic accident.
- Serious illness. In the event of a serious illness, you can receive an advance of 10%, 25%, 50% or 100% of capital (depending on the option chosen) to cover necessary expenses and focus on treatment.
Terms of the contract:
- Contract duration: Insurance is issued for one year and automatically renewed every year until you reach the age of 70.
- Convenient payment: You choose how convenient it is to pay - once a year, every six months, quarterly or monthly.
- Coverage amount is your choice: You decide how much you want to insure, depending on your needs and capabilities.
- Who can apply for: You can apply for insurance if you are not yet 65 years old.