Selection: no age restrictions

DKV Selección is health insurance with no age restrictions, available in many regions of Spain, including Alicante, Badajoz, Cáceres, Cadiz, Castellón, Cordoba, Granada, Guadalajara, Huelva, Huesca, Las Palmas, Leon, Madrid, Malaga, Murcia, Palma de Mallorca, Pontevedra, Tenerife, Seville, Valencia, Zaragoza, Lugo, A Coruña and Asturias.

No age restrictions:
The policy is available to all age groups without restrictions.

A wide range of medical services:
Includes primary care, specialist consultations, and medical and surgical services using the latest technology.

Geographic coverage:
Provides medical care both in Spain and abroad.

24-hour ambulance service:
Permanent access to emergency medical services is provided.

Coverage immediately after opening the policy:

Coverage after 6 months:

  • Hospitalization:
    • Surgical hospitalization (without restrictions).
    • Medical hospitalization and stay in intensive care (up to 3 days).
  • Diagnostic and treatment procedures:
    Arteriography, liver and bone marrow biopsy, bronchoscopy and bronchography, catheterization, Holter monitoring, endoscopy, phlebography, nuclear medicine, oxygen therapy, rehabilitation (except for chronic diseases), computed tomography (CT), valvuloplasty and angioplasty, magnetic resonance imaging (MRI).
  • Highly specialized surgery:
    Angiology, audiosurgery, cardiac surgery, maxillofacial surgery, plastic surgery, thoracic surgery, and neurosurgery.

Coverage after 10 months:

  • Childbirth: Including epidural anesthesia.
  • Neonatology: Newborn care.

Exclusion:

  • Previous illnesses that existed before the date of conclusion of the contract.
  • Occupational and road accidents.
  • Infertility treatment.
  • Dialysis.
  • Treatment of sleep disorders.
  • Oncological treatment and transplantation.
  • Prostheses and materials for osteosynthesis.
  • Family planning and contraception.
  • Costs for the services of doctors who do not cooperate with the company.

Rates and conditions:

Insurance cost:

  • Up to 49 years old: €39/month.
  • From 50 to 64 years old: €70/month.
  • From 65 to 75 years old: €99/month.
  • Over 76 years old: €138/month.

Co-payment for medical services:
€3 (including taxes).

No co-payment:
For policies with 4 or more insured persons.