Lately, I've been getting more and more calls from people who already have private insurance in Spain but want to change it. And the first thing they're afraid of is losing their seniority.
✋ I will dispel the main myth: If you are switching to DKV from another insurance company - your experience is preserved! We are canceling all waiting periods (deficiencies) for services, surgeries, and diagnostics (the only exception is childbirth). This means you have full coverage from day one.
Why do people leave others and choose DKV (and me as an agent)?
Here TOP-3 reasons:
1️⃣ «"Bank Trap"» Many people have taken out insurance at the bank «along with their account» and have no idea how to use it. They just give you a piece of paper, withdraw money, and you don’t know where to go if you get sick. Customers feel like they’re paying for air because there’s no one to turn to for an explanation.
2️⃣ The best doctors and flexible price Often customers ask: «Does DKV work with this particular clinic?». In 80% cases, the answer is YES. DKV has one of the largest networks of doctors and clinics throughout Spain (by the way, I have a separate post on my page about TOP clinics). Regarding the price: we have options for every budget. From basic rates for €20 to premium packages for €500. With surcharges (copay) or full unlimited — you choose.
3️⃣ The agent who "sold and disappeared"« This is the pain of many. You were sold a policy, and when you need help, the agent does not respond. Or the agent is Spanish, and due to the language barrier you cannot explain what exactly your situation is. With me, you get support in your native language, access to all the necessary information, and most importantly, I am always in touch.
📩 Do you want to change your insurance? If you already have a policy, but you want to be served by an agent who understands you from the bottom of your heart — send a request here . Leave a request and I will contact you and tell you how to make the transition correctly to preserve your experience.
⚠️ Important nuance: You can switch to me for service if: ✅ You are switching from another insurance company. ✅ Or if your DKV policy was issued through broker.
Unfortunately, if you already have a DKV policy issued directly at the company's office or another exclusive agent, it is technically impossible to transfer you to me.
Make your life in Spain safer and clearer with a Ukrainian-speaking DKV agent 🙌