DKV Visado — a policy that DKV created specifically for residence and visa applications: non-remunerated residence permit (no lucrativa), student visa type D, digital nomad visa, family reunification. It meets all the requirements of Extranjería and consulates, and together with the policy you receive an official certificate in Spanish for submitting documents.
Insurance for residence permits from €37/month with a promotion (base price €57/month). No co-payments, no waiting periods, up to age 75. Pay for the full year upfront with a card from any country.
What is included in DKV Visado
- No co-payments (sin copago) - this is the option required by the immigration service
- No waiting periods: consultations, examinations, MRI/CT, surgeries and hospitalizations - from day one. The only exception is childbirth (8 months)
- Therapist and pediatrician, all specialists, tests, ultrasound, MRI, CT scan
- Surgery and hospitalization in a single room with a bed for an attendant, emergency care and ambulance
- DKV network: over 51,000 doctors and 1,000 medical centers throughout Spain
- Reimbursement for out-of-network treatment – in Spain and abroad
- Repatriation: medical transportation to hospital or home, repatriation of the body to the burial place in Spain in the event of death, calling a relative in the event of hospitalization for more than 5 days
- Emergency medical care abroad up to €30,000 for trips up to 180 days
- Dentistry: over 50 free procedures, the rest with discounts
- Psychologist: 20 sessions per year (40 for those under 24); physiotherapy, podiatry and rehabilitation with no session limit
- Unlimited video consultations, 24/7 chat with a doctor, electronic prescription, medical card in the DKV app
- Official certificate for Extranjería and consulates - in Spanish, along with the policy
Eligibility and how to apply
- Age: up to 75 when the policy is taken out
- Term: 365 days, automatically renewed every year
- Payment: immediately for a year, by card from any country - no Spanish account required
- Remote application in 1 day: passport, address in Spain (a future one is fine), dates of birth of everyone insured
- Suitable for: non-lucrative residence permit (no lucrativa), type D student visa, digital nomad visa, family reunification
Waiting periods (periodos de carencia)
There are no waiting periods with DKV Visado: all services, including surgeries, hospitalization and MRI/CT, are available from the policy start date. The only exception under DKV terms and conditions:
- Childbirth and cesarean section (except premature birth) - 8 months
If you already live in Spain and have a residence permit, compare with DKV Integral: for everyday use it is often better value. All plans side by side on the page DKV health insurance in Spain.