DKV Integral is a health insurance policy that offers complete coverage through the extensive network of DKV medical centers throughout Spain. The policy includes:
- Full medical insurance in the best medical centers: Through the DKV medical center network, which has over 51,000 specialists and 1,000 medical centers, such as Clínica Universidad de Navarra (top 1), Quirón, Hospitales HM, Vithas, Ruber Juan Bravo, and others. The policy does not require additional payments for services in these institutions.
- General medicine: primary care, pediatrics, nursing, and 24/7 emergency medical care.
- Specialists: Coverage includes consultations with cardiologists, dermatologists, ophthalmologists, traumatologists, gynecologists, oncologists, and many other specialists.
- Diagnostic and therapeutic tools: access to modern diagnostic and treatment methods, including ultrasound, MRI, CT, radiation therapy, lithotripsy, and others.
- Hospitalization and surgical interventions: Hospitalization without limitation of days of stay, except for psychiatric cases, which are limited to 60 days per year.
- Dental coverage: The policy includes over 50 free dental procedures (e.g., preventive examinations, basic treatment), as well as other services at special prices.
- International travel assistance: In case of emergencies abroad, coverage is valid for trips lasting up to 180 days with a maximum limit of 30,000 euros, but only applies to emergency medical care.
- Medical assistance in case of traffic accidents and accidents at work.
- Hospitalization compensation: If the costs of the hospital stay are not covered by DKV, compensation is paid (80 euros per day, maximum 2,400 euros).
- Podiatry, physiotherapy and rehabilitation: unlimited number of sessions of these procedures for medical reasons.
- Specialized medical telephone lines: 24-hour DKV doctor line, psycho-emotional support line and other specialized telephone services.
- Prosthesis: without restrictions, except for prosthetics for cardiovascular diseases, where a limit of 12,000 euros applies.
- Psychotherapy: 20 sessions per year for general cases and up to 40 sessions for eating disorders, school bullying, cyberbullying, work stress and violence (gender or domestic). Services are available upon referral.
- Compensation (Reembolso): the ability to choose your preferred gynecologist or pediatrician; compensation of up to 50 euros per year for the HPV vaccine (human papillomavirus) and up to 120 euros per year for an intrauterine device. Compensation conditions may vary depending on the specific policy plan.
- Examination during pregnancy and childbirth: full coverage of examinations, including 3D/4D ultrasound and non-invasive prenatal screening (fetal DNA) for high-risk pregnant women.
- Speech therapy and phoniatrics: speech and language therapy for children with speech disorders and rehabilitation for adults after a stroke (up to 20 sessions per year per insured person, according to medical indications).
- Second medical report: the opportunity to obtain an expert opinion from another specialist or medical institution to confirm the diagnosis or proposed treatment.
DKV Integral provides a wide range of medical services and coverage, making it one of the most complete and reliable health insurance policies in Spain.
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