{"id":510,"date":"2024-09-01T18:27:24","date_gmt":"2024-09-01T18:27:24","guid":{"rendered":"https:\/\/seguro.expert\/?p=510"},"modified":"2025-09-11T08:53:16","modified_gmt":"2025-09-11T08:53:16","slug":"what-is-the-difference-between-private-and-public-medical-insurance","status":"publish","type":"post","link":"https:\/\/seguro.expert\/en\/what-is-the-difference-between-private-and-public-medical-insurance\/","title":{"rendered":"Private or public health insurance in Spain: what's the difference?"},"content":{"rendered":"

Waiting time:<\/h2>\n\n\n\n

\u2022 State insurance: the waiting time for a consultation with a specialist can be 3\u201312 months on average, and for surgery \u2014 sometimes even longer.
\u2022 Private insurance: you get access to a specialist in an average of 1\u20134 weeks, without long lines and delays.<\/p>\n\n\n\n

Choosing a specialist:<\/h2>\n\n\n\n

\u2022 Public system: You usually cannot choose a specific doctor and will have to see the one assigned by the system.
\u2022 Private insurance: you have the opportunity to choose your own specialist from a wide list of professionals (by the way, DKV has more than 51,000 of them), including the most prestigious clinics in Spain.<\/p>\n\n\n\n

Access to additional services:<\/h2>\n\n\n\n

\u2022 State insurance: covers only basic medical needs, limiting access to dental care, physiotherapy and other services.
\u2022 Private insurance: provides access to an expanded range of services that are not included in the public system (dentistry, psychotherapy, second medical opinions, etc.).<\/p>\n\n\n\n

Comfort:<\/h2>\n\n\n\n

\u2022 Public system: Limited resources can lead to overcrowded hospitals and waiting lists.
\u2022 Private insurance: the possibility of hospitalization in a single room with comfortable conditions for you and your loved ones.<\/p>\n\n\n\n

Online management and digital services:<\/h2>\n\n\n\n

\u2022 State insurance: limited options for online consultations and self-management of records.
\u2022 Private insurance: the possibility of video consultations and digital management of your health through convenient mobile applications.<\/p>\n\n\n\n

Quality and level of service:<\/h2>\n\n\n\n

\u2022 State system: high workload for doctors and limited time for each patient.
\u2022 Private insurance: more attention to each patient, convenient appointment schedule, and an individual approach to treatment.<\/p>\n\n\n\n

If you need advice, contact<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"

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