{"id":2084,"date":"2025-11-18T15:23:15","date_gmt":"2025-11-18T15:23:15","guid":{"rendered":"https:\/\/seguro.expert\/?p=2084"},"modified":"2025-11-18T15:23:16","modified_gmt":"2025-11-18T15:23:16","slug":"medical-insurance-in-spain-after-which-you-can-turn-to-a-doctor-even-if-you-do-not-have-a-doctors-license","status":"publish","type":"post","link":"https:\/\/seguro.expert\/en\/medical-insurance-in-spain-after-which-you-can-turn-to-a-doctor-even-if-you-do-not-have-a-doctors-license\/","title":{"rendered":"Health insurance in Spain that allows you to contact any doctor, even if they do not cooperate with DKV."},"content":{"rendered":"<p>Freedom to choose doctors with DKV Mundisalud \ud83c\udf0f<\/p>\n\n\n\n<p>Typically, private health insurance only allows you to go to clinics that have a contract with the insurance company. But there is another option \u2013 a policy with \u201cReembolso\u201d (reimbursement). This type of insurance gives you the freedom to choose the clinic or specialist, and after the visit, the insurance company reimburses most of your costs.<\/p>\n\n\n\n<p>This option is especially convenient if you have a trusted doctor, or you want to contact a specialist who does not cooperate with insurance companies.<\/p>\n\n\n\n<p>\ud83c\udf1f DKV Mundisalud: Your health insurance without borders<br>DKV Mundisalud is a health insurance with a reimbursement option that offers 5 policy options: Complet, Plus, Classic, Elite and Premium.<\/p>\n\n\n\n<p>Complete freedom of choice: You can go to any clinic in Spain or abroad, regardless of whether it collaborates with DKV.<\/p>\n\n\n\n<p>Favorable reimbursement: The company reimburses 80% for medical expenses in Spain and 90% abroad.<\/p>\n\n\n\n<p>Speed: Refunds are issued within 7 days of receipt of invoice, and refund requests can be submitted online.<\/p>\n\n\n\n<p>Additional benefits of DKV Mundisalud:<br>Age threshold: The policy can be taken out up to 75 years of age, which is one of the highest age thresholds on the market.<\/p>\n\n\n\n<p>Family promotions:<br>Discount 7% for four insured persons.<br>Discount 12% for five or more insured persons.<\/p>\n\n\n\n<p>Reimbursement of pharmacy expenses:<br>Pharmacy reimbursement 50% up to \u20ac100 included.<\/p>\n\n\n\n<p>Exception: Mundisalud Premium insurance reimburses 70% up to \u20ac500 with individual insurance.<\/p>\n\n\n\n<p>\u2705 Contact Re\u0435mbolso for a free insurance calculation! I&#039;m always in touch so you can be confident in your health \u2764\ufe0f<\/p>","protected":false},"excerpt":{"rendered":"<p>\u0421\u0432\u043e\u0431\u043e\u0434\u0430 \u0432\u0438\u0431\u043e\u0440\u0443 \u043b\u0456\u043a\u0430\u0440\u0456\u0432 \u0437 DKV Mundisalud \ud83c\udf0f \u0417\u0430\u0437\u0432\u0438\u0447\u0430\u0439, \u043f\u0440\u0438\u0432\u0430\u0442\u043d\u0430 \u043c\u0435\u0434\u0438\u0447\u043d\u0430 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0430 \u0434\u0430\u0454 \u0437\u043c\u043e\u0433\u0443 \u0437\u0432\u0435\u0440\u0442\u0430\u0442\u0438\u0441\u044f \u043b\u0438\u0448\u0435 \u0434\u043e \u043a\u043b\u0456\u043d\u0456\u043a, \u044f\u043a\u0456 \u043c\u0430\u044e\u0442\u044c \u0434\u043e\u0433\u043e\u0432\u0456\u0440 \u0437\u0456 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u044e \u043a\u043e\u043c\u043f\u0430\u043d\u0456\u0454\u044e. \u0410\u043b\u0435 \u0456\u0441\u043d\u0443\u0454 \u0456\u043d\u0448\u0438\u0439 \u0432\u0430\u0440\u0456\u0430\u043d\u0442 \u2014 \u043f\u043e\u043b\u0456\u0441 \u0456\u0437 &#8220;Reembolso&#8221; (\u0432\u0456\u0434\u0448\u043a\u043e\u0434\u0443\u0432\u0430\u043d\u043d\u044f\u043c \u0432\u0438\u0442\u0440\u0430\u0442). \u0426\u0435\u0439 \u0432\u0438\u0434 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f \u043d\u0430\u0434\u0430\u0454 \u0432\u0430\u043c \u0441\u0432\u043e\u0431\u043e\u0434\u0443 \u0432\u0438\u0431\u043e\u0440\u0443 \u043a\u043b\u0456\u043d\u0456\u043a\u0438 \u0430\u0431\u043e \u0441\u043f\u0435\u0446\u0456\u0430\u043b\u0456\u0441\u0442\u0430, \u0430 \u043f\u0456\u0441\u043b\u044f \u0432\u0456\u0437\u0438\u0442\u0443 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430 \u043a\u043e\u043c\u043f\u0430\u043d\u0456\u044f \u0432\u0456\u0434\u0448\u043a\u043e\u0434\u043e\u0432\u0443\u0454 \u0431\u0456\u043b\u044c\u0448\u0443 \u0447\u0430\u0441\u0442\u0438\u043d\u0443 \u0432\u0430\u0448\u0438\u0445 \u0432\u0438\u0442\u0440\u0430\u0442. \u0422\u0430\u043a\u0430 \u043e\u043f\u0446\u0456\u044f [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2085,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,18],"tags":[],"class_list":["post-2084","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-czikave-pro-strahuvannya-v-ispaniyi","category-medychne-strahuvannya"],"acf":[],"_links":{"self":[{"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/posts\/2084","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/comments?post=2084"}],"version-history":[{"count":1,"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/posts\/2084\/revisions"}],"predecessor-version":[{"id":2086,"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/posts\/2084\/revisions\/2086"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/media\/2085"}],"wp:attachment":[{"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/media?parent=2084"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/categories?post=2084"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/tags?post=2084"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}