{"id":1780,"date":"2025-07-21T10:38:48","date_gmt":"2025-07-21T10:38:48","guid":{"rendered":"https:\/\/seguro.expert\/?p=1780"},"modified":"2025-07-21T10:59:23","modified_gmt":"2025-07-21T10:59:23","slug":"additional-benefits-that-you-will-receive-after-applying-for-a-dkv-insurance-policy","status":"publish","type":"post","link":"https:\/\/seguro.expert\/en\/additional-benefits-that-you-will-receive-after-applying-for-a-dkv-insurance-policy\/","title":{"rendered":"Additional benefits that you get when you take out an insurance policy with DKV."},"content":{"rendered":"

Today we will talk about the additional benefits you receive by taking out a health, housing, life, etc. policy with the DKV insurance company.<\/p>\n\n\n\n

As stated in the terms and conditions of most policies, aesthetic medicine, optics (although there are policies that include them), as well as chronic diseases or illnesses that existed before the policy took effect, are not covered. This is a standard policy for all private insurance companies in Spain.<\/p>\n\n\n\n

We remind you:<\/p>\n\n\n\n

A fully comprehensive medical policy includes many important services:
\ud83d\udd38 consultations with specialists
\ud83d\udd38 analyzes and examinations
\ud83d\udd38 surgical interventions
\ud83d\udd38 hospitalization
\ud83d\udd38 dentistry
\ud83d\udd38 assistance outside Spain in case of emergencies<\/p>\n\n\n\n

\ud83d\udd0e But what if you need, for example, an MRI scan, and your insurance doesn't cover it?<\/p>\n\n\n\n

(For example, if you do not have a medical policy or the injury occurred before you took out one.)<\/p>\n\n\n\n

There are several options:<\/p>\n\n\n\n

\ud83d\udd39 Apply to state healthcare if you have the opportunity. But you will have to wait 4\u20139 months (and it is not yet certain that you will get it).
\ud83d\udd39 Or go to a private clinic - the price depends on the type of examination and body part: from \u20ac200 to \u20ac1,200.<\/p>\n\n\n\n

\u27a1\ufe0f But! If you have a DKV policy, you have access to Club Salud y Bienestar - a special platform through which you can get an MRI scan from \u20ac110.<\/p>\n\n\n\n

\ud83d\udc67 Example with a speech therapist for a child:<\/p>\n\n\n\n

A standard policy provides for a speech therapist if speech disorders are due to a medical diagnosis (stroke, neurological disease, tumor, etc.).<\/p>\n\n\n\n

But if a speech therapist is needed simply to improve speech, parents pay for it themselves:
\ud83d\udd39 \u20ac30\u201350 per session
\ud83d\udd39 \u20ac250\u2013400 for a package of 10 sessions<\/p>\n\n\n\n

\u27a1\ufe0f Through Club Bienestar, the price for 10 sessions starts from \u20ac179, or from \u20ac22 for one session.<\/p>\n\n\n\n

\ud83d\udc53 And through Club Bienestar you can get:
\u2022 20% discounts on glasses in partner stores
\u2022 +5% extra \u2014 even on models that are already discounted<\/p>\n\n\n\n

\n
\"\"<\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n\n
\"\"<\/figure>\n<\/figure>","protected":false},"excerpt":{"rendered":"

\u0421\u044c\u043e\u0433\u043e\u0434\u043d\u0456 \u043f\u043e\u0433\u043e\u0432\u043e\u0440\u0438\u043c\u043e \u043f\u0440\u043e \u0434\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0456 \u043f\u0435\u0440\u0435\u0432\u0430\u0433\u0438, \u044f\u043a\u0456 \u0432\u0438 \u043e\u0442\u0440\u0438\u043c\u0443\u0454\u0442\u0435, \u043e\u0444\u043e\u0440\u043c\u0438\u0432\u0448\u0438 \u043f\u043e\u043b\u0456\u0441 \u0437\u0434\u043e\u0440\u043e\u0432\u2019\u044f, \u0436\u0438\u0442\u043b\u0430, \u0436\u0438\u0442\u0442\u044f \u0442\u043e\u0449\u043e \u0443 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0456\u0439 \u043a\u043e\u043c\u043f\u0430\u043d\u0456\u0457 DKV. \u042f\u043a \u043f\u0440\u043e\u043f\u0438\u0441\u0430\u043d\u043e \u0432 \u0443\u043c\u043e\u0432\u0430\u0445 \u0431\u0456\u043b\u044c\u0448\u043e\u0441\u0442\u0456 \u043f\u043e\u043b\u0456\u0441\u0456\u0432, \u0435\u0441\u0442\u0435\u0442\u0438\u0447\u043d\u0430 \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0430, \u043e\u043f\u0442\u0438\u043a\u0430 (\u0445\u043e\u0447\u0430 \u0454 \u043f\u043e\u043b\u0456\u0441\u0438, \u044f\u043a\u0456 \u0432\u043a\u043b\u044e\u0447\u0430\u044e\u0442\u044c \u0456 \u0457\u0457), \u0430 \u0442\u0430\u043a\u043e\u0436 \u0445\u0440\u043e\u043d\u0456\u0447\u043d\u0456 \u0437\u0430\u0445\u0432\u043e\u0440\u044e\u0432\u0430\u043d\u043d\u044f \u0430\u0431\u043e \u0445\u0432\u043e\u0440\u043e\u0431\u0438, \u043d\u0430\u044f\u0432\u043d\u0456 \u0434\u043e \u043f\u043e\u0447\u0430\u0442\u043a\u0443 \u0434\u0456\u0457 \u043f\u043e\u043b\u0456\u0441\u0443, \u2014 \u043d\u0435 \u043f\u043e\u043a\u0440\u0438\u0432\u0430\u044e\u0442\u044c\u0441\u044f. \u0426\u0435 \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u043d\u0430 \u043f\u043e\u043b\u0456\u0442\u0438\u043a\u0430 \u0432\u0441\u0456\u0445 \u043f\u0440\u0438\u0432\u0430\u0442\u043d\u0438\u0445 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u0445 \u043a\u043e\u043c\u043f\u0430\u043d\u0456\u0439 […]<\/p>\n","protected":false},"author":2,"featured_media":1782,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,10],"tags":[],"class_list":["post-1780","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-czikave-pro-strahuvannya-v-ispaniyi","category-strahuvannya-zhytla"],"acf":[],"_links":{"self":[{"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/posts\/1780","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/comments?post=1780"}],"version-history":[{"count":2,"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/posts\/1780\/revisions"}],"predecessor-version":[{"id":1802,"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/posts\/1780\/revisions\/1802"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/media\/1782"}],"wp:attachment":[{"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/media?parent=1780"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/categories?post=1780"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/seguro.expert\/en\/wp-json\/wp\/v2\/tags?post=1780"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}